Save for X3: Albion Prelude
These two save files all have 9,999,999 credits, the first being the Argon Peacekeeper, and the second being the Terran Commander. All are Average skill requirement and are saved after the intro scene and docking @ nearest station.
Vista\7 – C:\Users\%user-name%\Documents\Egosoft\X3AP\save
Xp – C:\Documents and Settings\%user-name%\My Documents\Egosoft\X3AP\save